/* ============================================================
   WithEase — marketing site (withease.co.nz)
   "Kiwi" brand system. Forest = structure/trust, leaf = the
   one action colour, mint = background wash. Friendly
   consumer-fintech feel. Matches the app exactly.
   ============================================================ */

:root {
  --forest:#2E4A44; --forest-ink:#26403A; --forest-tint:#E7EFE7;
  --leaf:#6FAE3F; --leaf-strong:#5E9A32; --leaf-hover:#538A2C; --leaf-ink:#3B6115; --leaf-tint:#E2F0D6;
  --mint:#F3F8EC; --surface:#FFFFFF; --border:#DDE7D5; --border-strong:#C6D4BC;
  --text:#26403A; --text-secondary:#3D5249; --text-muted:#5E6E62;
  --success-text:#3B6115; --success-bg:#E2F0D6; --warning-text:#8A5A0B; --warning-bg:#FBEEDA;
  --radius-card:16px; --radius-input:12px; --radius-pill:999px; --radius-sm:10px;
  --shadow-card: 0 1px 2px rgba(38,64,58,0.04), 0 4px 12px rgba(38,64,58,0.05);
  --shadow-pop:  0 10px 30px rgba(38,64,58,0.12);
  --shadow-leaf: 0 4px 14px rgba(94,154,50,0.35);
  --container: 1140px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--surface);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
h1,h2,h3,h4 { margin: 0; font-weight: 600; letter-spacing: -0.02em; line-height: 1.15; }
p { margin: 0; }

/* Title Case for all H1 + H2 headings */
h1, h2, .h-display, .h1, .h2 { text-transform: capitalize; }

/* ---------- Type scale ---------- */
.h-display { font-size: clamp(34px, 5vw, 52px); font-weight: 600; letter-spacing: -0.03em; line-height: 1.05; }
.h1 { font-size: clamp(28px, 4vw, 40px); }
.h2 { font-size: clamp(24px, 3vw, 32px); }
.h3 { font-size: 20px; }
.lead { font-size: clamp(17px, 2vw, 20px); color: var(--text-secondary); line-height: 1.6; }
.eyebrow {
  font-size: 13px; font-weight: 600; text-transform: uppercase; letter-spacing: .08em;
  color: var(--leaf-ink); margin-bottom: 14px;
}
.muted { color: var(--text-muted); }
.center { text-align: center; }

/* ---------- Layout ---------- */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: 780px; margin: 0 auto; padding: 0 24px; }
.section { padding: 84px 0; }
.section.tight { padding: 56px 0; }
.section.mint { background: var(--mint); }
.section.forest { background: var(--forest); color: #fff; }
.section.forest .lead, .section.forest .muted { color: #C7D6CB; }
.section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section-head.left { margin-left: 0; text-align: left; }
.section-head p { margin-top: 14px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-family: inherit; font-size: 16px; font-weight: 500;
  padding: 13px 24px; border-radius: var(--radius-pill); border: none;
  background: var(--leaf-strong); color: #fff; cursor: pointer;
  transition: all 120ms ease; white-space: nowrap;
}
.btn:hover { background: var(--leaf-hover); }
.btn:active { transform: scale(0.98); }
.btn.lg { padding: 15px 30px; font-size: 17px; }
.btn.block { width: 100%; }
.btn.forest { background: var(--forest); color: #fff; }
.btn.forest:hover { background: var(--forest-ink); }
.btn.secondary { background: var(--surface); color: var(--text); border: 1px solid var(--border-strong); }
.btn.secondary:hover { background: var(--forest-tint); }
.btn.on-forest { background: #fff; color: var(--forest-ink); }
.btn.on-forest:hover { background: var(--mint); }
.btn.ghost { background: transparent; color: var(--text); }
.btn.ghost:hover { background: var(--forest-tint); }

/* ---------- Pills / badges ---------- */
.pill {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--leaf-tint); color: var(--leaf-ink);
  font-size: 13px; font-weight: 500; padding: 6px 14px; border-radius: var(--radius-pill);
}
.pill .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--leaf); }
.pill.on-forest { background: rgba(255,255,255,0.1); color: #DCEBD1; }
.pill.on-forest .dot { background: var(--leaf); }

/* ============================================================
   Top navigation
   ============================================================ */
.nav {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,0.92); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 20px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 22px; letter-spacing: -0.02em; }
.brand-mark {
  width: 30px; height: 30px; border-radius: var(--radius-pill);
  background: var(--leaf); color: #fff; display: grid; place-items: center;
  font-size: 16px; font-weight: 600;
}
.nav-links { display: flex; align-items: center; gap: 4px; list-style: none; margin: 0; padding: 0; }
.nav-links > li { position: relative; }
.nav-links a.nav-link {
  display: inline-flex; align-items: center; gap: 5px;
  padding: 9px 14px; border-radius: var(--radius-pill);
  font-size: 15px; font-weight: 500; color: var(--text-secondary);
  transition: all 120ms ease;
}
.nav-links a.nav-link:hover { color: var(--text); background: var(--forest-tint); }
.nav-links a.nav-link.active { color: var(--forest-ink); }
.caret { width: 14px; height: 14px; }

/* Dropdown */
.dropdown {
  position: absolute; top: calc(100% + 8px); left: 0;
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius-card); box-shadow: var(--shadow-pop);
  padding: 8px; min-width: 240px; opacity: 0; visibility: hidden;
  transform: translateY(6px); transition: all 140ms ease; z-index: 60;
}
.has-dropdown:hover .dropdown, .has-dropdown:focus-within .dropdown {
  opacity: 1; visibility: visible; transform: translateY(0);
}
.dropdown a {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 12px; border-radius: var(--radius-sm); font-size: 14.5px; color: var(--text);
}
.dropdown a:hover { background: var(--forest-tint); }
.dropdown a .di { width: 26px; text-align: center; }

.nav-right { display: flex; align-items: center; gap: 14px; }
.nav-signin { font-size: 15px; font-weight: 500; color: var(--text-secondary); }
.nav-signin:hover { color: var(--text); }

.hamburger {
  display: none; width: 42px; height: 42px; border: 1px solid var(--border);
  background: var(--surface); border-radius: var(--radius-sm); cursor: pointer;
  align-items: center; justify-content: center; color: var(--text);
}

/* Mobile menu */
.mobile-menu { display: none; }

/* ============================================================
   Hero
   ============================================================ */
.hero { padding: 72px 0 84px; background: radial-gradient(900px 480px at 78% -8%, var(--forest-tint), var(--surface) 60%); }
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items: center; }
.hero-copy .h-display { margin-bottom: 20px; }
.hero-copy .lead { max-width: 520px; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 26px; font-size: 14px; color: var(--text-muted); }
.hero-trust span { display: inline-flex; align-items: center; gap: 7px; }
.tick { color: var(--leaf-strong); }

/* ---------- Phone mockup ---------- */
.mock-wrap { display: flex; justify-content: center; }
.mock-phone {
  width: 320px; background: var(--surface); border-radius: 34px;
  border: 1px solid var(--border); box-shadow: 0 30px 70px rgba(38,64,58,0.18);
  padding: 14px 20px 24px; position: relative;
}
.mock-notch { height: 22px; display: grid; place-items: center; }
.mock-notch::after { content:""; width: 100px; height: 6px; border-radius: 999px; background: var(--border); }
.mock-brand { display: flex; flex-direction: column; align-items: center; gap: 10px; padding: 8px 0 4px; text-align: center; }
.mock-logo { width: 56px; height: 56px; border-radius: 16px; background: var(--forest-tint); color: var(--forest); display: grid; place-items: center; font-weight: 600; font-size: 20px; }
.mock-amount { font-size: 38px; font-weight: 600; letter-spacing: -0.02em; text-align: center; margin: 10px 0 4px; font-variant-numeric: tabular-nums; }
.mock-qr { display: grid; place-items: center; padding: 14px; }
.mock-qr canvas, .mock-qr img { border-radius: 8px; }
.mock-methods { display: grid; gap: 8px; margin-top: 8px; }
.mock-method {
  display: flex; align-items: center; gap: 10px; padding: 12px 14px;
  border: 1px solid var(--border); border-radius: 12px; font-size: 14px; font-weight: 500;
}
.mock-method .mm-ic { width: 30px; height: 30px; border-radius: 8px; background: var(--forest-tint); color: var(--forest); display: grid; place-items: center; }
.mock-secured { display: flex; align-items: center; justify-content: center; gap: 6px; font-size: 12px; color: var(--text-muted); margin-top: 14px; }
.mock-float {
  position: absolute; background: var(--surface); border: 1px solid var(--border);
  border-radius: 14px; box-shadow: var(--shadow-pop); padding: 12px 16px; font-size: 13px;
}
.mock-float.paid { top: 30px; right: -30px; }
.mock-float b { display: block; font-size: 15px; }
.mock-float .paid-tag { color: var(--leaf-ink); font-weight: 600; display: inline-flex; align-items: center; gap: 6px; }

/* ============================================================
   Steps / how it works
   ============================================================ */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.step-card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-card);
  padding: 28px; box-shadow: var(--shadow-card); position: relative;
}
.section.mint .step-card { background: var(--surface); }
.step-num {
  width: 40px; height: 40px; border-radius: var(--radius-pill);
  background: var(--forest-tint); color: var(--forest-ink);
  display: grid; place-items: center; font-weight: 600; font-size: 17px; margin-bottom: 18px;
}
.step-card.payoff { background: var(--leaf-tint); border-color: var(--leaf-tint); }
.step-card.payoff .step-num { background: var(--leaf-strong); color: #fff; }
.step-card h3 { margin-bottom: 8px; }
.step-card p { color: var(--text-secondary); font-size: 15px; }

/* ============================================================
   Industry / case-study cards
   ============================================================ */
.ind-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.ind-grid.count-7 { grid-template-columns: repeat(4, 1fr); }
.ind-card {
  display: flex; flex-direction: column; gap: 12px;
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-card);
  padding: 24px; box-shadow: var(--shadow-card); transition: all 140ms ease;
}
.ind-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-pop); border-color: var(--border-strong); }
.ind-ic {
  width: 52px; height: 52px; border-radius: 14px; background: var(--leaf-tint);
  display: grid; place-items: center; font-size: 26px;
}
.ind-card h3 { font-size: 17px; }
.ind-card .hook { font-size: 14.5px; color: var(--text-secondary); flex: 1; }
.ind-card .more { font-size: 14px; font-weight: 600; color: var(--leaf-ink); display: inline-flex; align-items: center; gap: 5px; }

/* ============================================================
   Fee calculator
   ============================================================ */
.fee-calc {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-card);
  box-shadow: var(--shadow-card); padding: 28px; max-width: 520px; margin: 0 auto;
}
.calc-toggle {
  display: inline-flex; padding: 4px; gap: 4px; background: var(--forest-tint);
  border-radius: var(--radius-pill); margin-bottom: 22px;
}
.calc-toggle button {
  padding: 9px 18px; border-radius: var(--radius-pill); border: none; background: transparent;
  font-family: inherit; font-size: 14px; font-weight: 500; color: var(--text-secondary); cursor: pointer;
  transition: all 120ms ease;
}
.calc-toggle button.active { background: var(--surface); color: var(--text); box-shadow: var(--shadow-card); }
.calc-label { font-size: 13px; font-weight: 500; color: var(--text-secondary); margin-bottom: 8px; display: block; }
.input-prefix {
  display: flex; align-items: center; border: 1px solid var(--border);
  border-radius: var(--radius-input); overflow: hidden; background: var(--surface); transition: all 120ms ease;
}
.input-prefix:focus-within { border-color: var(--leaf); box-shadow: 0 0 0 3px var(--leaf-tint); }
.input-prefix > span { padding: 12px 4px 12px 16px; font-size: 24px; color: var(--text-muted); font-weight: 500; }
.input-prefix input {
  border: none; outline: none; width: 100%; font-family: inherit;
  font-size: 30px; font-weight: 600; padding: 10px 14px 10px 4px; color: var(--text);
  font-variant-numeric: tabular-nums; background: transparent;
}
.calc-rows { margin-top: 22px; border-top: 1px solid var(--border); padding-top: 8px; }
.calc-line { display: flex; align-items: center; justify-content: space-between; padding: 11px 0; font-size: 15px; }
.calc-line .k { color: var(--text-secondary); }
.calc-line .v { font-weight: 500; font-variant-numeric: tabular-nums; }
.calc-receive {
  display: flex; align-items: center; justify-content: space-between;
  background: var(--leaf-tint); border-radius: var(--radius-input);
  padding: 16px 18px; margin-top: 10px;
}
.calc-receive .k { font-weight: 500; color: var(--leaf-ink); }
.calc-receive .v { font-size: 28px; font-weight: 600; color: var(--leaf-ink); font-variant-numeric: tabular-nums; }
.calc-note { font-size: 13px; color: var(--text-muted); margin-top: 16px; }

/* ---------- Absorption options ---------- */
.absorb { display: grid; grid-template-columns: repeat(3,1fr); gap: 14px; margin-top: 24px; }
.absorb .opt { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-card); padding: 20px; }
.section.mint .absorb .opt { background: var(--surface); }
.absorb .opt .oi { font-size: 22px; margin-bottom: 10px; }
.absorb .opt h4 { font-size: 15px; font-weight: 600; margin-bottom: 5px; }
.absorb .opt p { font-size: 14px; color: var(--text-secondary); }

/* ============================================================
   Reviews teaser (compact secondary)
   ============================================================ */
.teaser {
  display: grid; grid-template-columns: 1fr auto; gap: 30px; align-items: center;
  background: var(--forest-tint); border-radius: var(--radius-card); padding: 34px 38px;
}
.teaser .stars { color: #E4A93C; font-size: 20px; letter-spacing: 2px; margin-bottom: 12px; }

/* ============================================================
   Comparison (before / with) — case studies
   ============================================================ */
.compare { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.compare-col { border-radius: var(--radius-card); padding: 28px; border: 1px solid var(--border); }
.compare-col.before { background: var(--surface); }
.compare-col.with { background: var(--forest); color: #fff; border-color: var(--forest); }
.compare-col .tag {
  display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 600;
  padding: 5px 12px; border-radius: var(--radius-pill); margin-bottom: 18px;
}
.compare-col.before .tag { background: var(--warning-bg); color: var(--warning-text); }
.compare-col.with .tag { background: rgba(255,255,255,0.14); color: #DCEBD1; }
.compare-list { list-style: none; margin: 0; padding: 0; }
.compare-list li { display: flex; gap: 12px; padding: 10px 0; font-size: 15px; line-height: 1.5; }
.compare-list li .ci { flex-shrink: 0; margin-top: 2px; }
.compare-col.before .compare-list li .ci { color: var(--text-muted); }
.compare-col.with .compare-list li { color: #EAF3E4; }
.compare-col.with .compare-list li .ci { color: var(--leaf); }

/* ============================================================
   Pricing
   ============================================================ */
.price-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 22px; max-width: 760px; margin: 0 auto; }
.price-card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-card);
  padding: 32px; box-shadow: var(--shadow-card); display: flex; flex-direction: column;
}
.price-card.featured { border: 2px solid var(--leaf-strong); box-shadow: var(--shadow-pop); position: relative; }
.price-card.featured::after {
  content: "Most complete"; position: absolute; top: -12px; left: 32px;
  background: var(--leaf-strong); color: #fff; font-size: 12px; font-weight: 600;
  padding: 4px 12px; border-radius: var(--radius-pill);
}
.price-name { font-size: 18px; font-weight: 600; }
.price-amount { font-size: 40px; font-weight: 600; letter-spacing: -0.02em; margin: 12px 0 2px; font-variant-numeric: tabular-nums; }
.price-amount span { font-size: 16px; font-weight: 500; color: var(--text-muted); }
.price-sub { font-size: 14px; color: var(--text-muted); margin-bottom: 22px; }
.price-features { list-style: none; margin: 0 0 26px; padding: 0; flex: 1; }
.price-features li { display: flex; gap: 10px; padding: 8px 0; font-size: 15px; color: var(--text-secondary); }
.price-features li .ci { color: var(--leaf-strong); flex-shrink: 0; }

/* Payments pricing banner */
.pay-price {
  background: var(--forest); color: #fff; border-radius: var(--radius-card); padding: 40px;
  display: grid; grid-template-columns: 1.1fr 1fr; gap: 40px; align-items: center;
}
.pay-price .big-rate { font-size: clamp(30px, 4vw, 44px); font-weight: 600; letter-spacing: -0.02em; }
.pay-price .rate-row { display: flex; gap: 28px; flex-wrap: wrap; margin-top: 18px; }
.pay-price .rate-row .r .n { font-size: 22px; font-weight: 600; }
.pay-price .rate-row .r .l { font-size: 13px; color: #C7D6CB; }

/* ============================================================
   Reviews product page bits
   ============================================================ */
.feature-split { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.feature-split.rev { direction: rtl; }
.feature-split.rev > * { direction: ltr; }
.review-card-mock {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-card);
  box-shadow: var(--shadow-pop); padding: 30px; text-align: center; max-width: 320px; margin: 0 auto;
}
.review-card-mock .stars { color: #E4A93C; font-size: 26px; letter-spacing: 3px; margin-bottom: 8px; }
.review-card-mock .rc-qr { display: grid; place-items: center; margin: 18px 0; }
.review-card-mock .rc-qr canvas, .review-card-mock .rc-qr img { border-radius: 8px; }
.email-mock {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-card);
  box-shadow: var(--shadow-pop); overflow: hidden; max-width: 360px; margin: 0 auto;
}
.email-mock .em-head { background: var(--forest-tint); padding: 14px 18px; font-size: 13px; color: var(--text-secondary); border-bottom: 1px solid var(--border); }
.email-mock .em-body { padding: 22px; }
.email-mock .em-body p { font-size: 14px; color: var(--text-secondary); margin-bottom: 14px; }

/* ============================================================
   About
   ============================================================ */
.prose { max-width: 720px; margin: 0 auto; }
.prose p { font-size: 17px; color: var(--text-secondary); margin-bottom: 20px; line-height: 1.7; }
.prose p strong { color: var(--text); font-weight: 600; }
.team { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 40px; }
.team-card { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-card); padding: 26px; box-shadow: var(--shadow-card); }
.team-avatar { width: 60px; height: 60px; border-radius: 50%; background: var(--forest); color: #fff; display: grid; place-items: center; font-size: 20px; font-weight: 600; margin-bottom: 14px; }
.team-card h4 { font-size: 17px; }
.team-card .role { font-size: 13px; color: var(--leaf-ink); font-weight: 500; margin: 2px 0 10px; }
.team-card p { font-size: 14.5px; color: var(--text-secondary); }

/* ============================================================
   Contact
   ============================================================ */
.contact-grid { display: grid; grid-template-columns: 1fr 0.9fr; gap: 48px; align-items: start; }
.field { display: block; margin-bottom: 18px; }
.field span { display: block; font-size: 14px; font-weight: 500; margin-bottom: 8px; color: var(--text-secondary); }
.field input, .field textarea {
  width: 100%; font-family: inherit; font-size: 16px; color: var(--text);
  padding: 13px 15px; border: 1px solid var(--border); border-radius: var(--radius-input);
  background: var(--surface); outline: none; transition: all 120ms ease;
}
.field textarea { min-height: 140px; resize: vertical; }
.field input:focus, .field textarea:focus { border-color: var(--leaf); box-shadow: 0 0 0 3px var(--leaf-tint); }
.contact-card { background: var(--forest-tint); border-radius: var(--radius-card); padding: 30px; }
.contact-card .email-line { font-size: 18px; font-weight: 600; color: var(--forest-ink); margin: 8px 0 4px; }

/* ============================================================
   CTA band
   ============================================================ */
.cta-band { text-align: center; }
.cta-band .h2 { color: #fff; margin-bottom: 14px; }
.cta-band p { color: #C7D6CB; margin-bottom: 28px; font-size: 18px; }

/* ============================================================
   Footer
   ============================================================ */
.footer { background: var(--forest-ink); color: #C7D6CB; padding: 64px 0 34px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; }
.footer .brand { color: #fff; margin-bottom: 14px; }
.footer .tagline { font-size: 15px; color: #9DB2A5; max-width: 260px; }
.footer h5 { font-size: 13px; text-transform: uppercase; letter-spacing: .06em; color: #8CA096; margin-bottom: 16px; font-weight: 600; }
.footer ul { list-style: none; margin: 0; padding: 0; }
.footer ul li { margin-bottom: 10px; }
.footer ul a { font-size: 15px; color: #C7D6CB; }
.footer ul a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); margin-top: 44px; padding-top: 22px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: 13px; color: #8CA096; }

/* ---------- Toast ---------- */
.toast {
  position: fixed; bottom: 26px; left: 50%; transform: translateX(-50%) translateY(20px);
  background: var(--forest-ink); color: #fff; padding: 13px 22px; border-radius: var(--radius-pill);
  font-size: 15px; font-weight: 500; opacity: 0; pointer-events: none; transition: all 220ms ease;
  z-index: 100; box-shadow: var(--shadow-pop);
}
.toast.show { opacity: 1; transform: translateX(-50%) translateY(0); }

/* ---------- Utilities ---------- */
.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-32{margin-top:32px}.mt-40{margin-top:40px}
.mb-0{margin-bottom:0}
.hide-mobile { }

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-copy { text-align: center; }
  .hero-copy .lead { margin-left: auto; margin-right: auto; }
  .hero-cta, .hero-trust { justify-content: center; }
  .ind-grid, .ind-grid.count-7 { grid-template-columns: repeat(2, 1fr); }
  .feature-split { grid-template-columns: 1fr; gap: 28px; }
  .feature-split.rev { direction: ltr; }
  .pay-price { grid-template-columns: 1fr; gap: 26px; }
  .contact-grid { grid-template-columns: 1fr; gap: 30px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 30px; }
}
@media (max-width: 760px) {
  .nav-links, .nav-signin { display: none; }
  .hamburger { display: flex; }
  .nav-right .btn { display: none; }
  .steps { grid-template-columns: 1fr; }
  .compare { grid-template-columns: 1fr; }
  .price-grid { grid-template-columns: 1fr; }
  .absorb { grid-template-columns: 1fr; }
  .teaser { grid-template-columns: 1fr; text-align: center; }
  .team { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }

  /* Mobile menu panel */
  .mobile-menu {
    display: none; position: fixed; inset: 0 0 0 auto; width: min(320px, 84vw);
    background: var(--surface); z-index: 80; box-shadow: -10px 0 40px rgba(38,64,58,0.2);
    padding: 22px; flex-direction: column; gap: 4px; overflow-y: auto;
  }
  .mobile-menu.open { display: flex; }
  .mobile-menu a { padding: 13px 12px; border-radius: var(--radius-sm); font-size: 16px; font-weight: 500; color: var(--text); }
  .mobile-menu a:hover { background: var(--forest-tint); }
  .mobile-menu .mm-label { font-size: 12px; text-transform: uppercase; letter-spacing: .06em; color: var(--text-muted); padding: 16px 12px 6px; font-weight: 600; }
  .mobile-menu .mm-sub a { padding-left: 24px; font-size: 15px; color: var(--text-secondary); }
  .mobile-menu .btn { margin-top: 16px; }
  .mm-scrim { display: none; position: fixed; inset: 0; background: rgba(38,64,58,0.4); z-index: 70; }
  .mm-scrim.open { display: block; }
}
@media (max-width: 460px) {
  .ind-grid, .ind-grid.count-7 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}

/* ============================================================
   IMAGERY (Monzo-style photo heroes + gradient case cards)
   ------------------------------------------------------------
   >>> SWAP THE URLS BELOW <<<
   Paste your Unsplash URLs here. Each industry's photo is used
   in BOTH the home "who it's for" card and that industry's
   case-study hero. Recommended: landscape, subject to the
   right/centre, calmer lower-left (that's where text sits).
   Unsplash direct format, e.g.:
     url('https://images.unsplash.com/photo-XXXXXXXX?w=1600&q=80')
   (Placeholders below are Picsum so the layout renders now.)
   ============================================================ */
:root {
  --img-hero:            url('https://images.unsplash.com/photo-1600147131759-880e94a6185f?w=1600&q=70&auto=format&fit=crop');
  --img-electrician:     url('https://plus.unsplash.com/premium_photo-1661908782924-de673a5c6988?w=1600&q=80&auto=format&fit=crop');
  --img-plumber:         url('https://images.unsplash.com/photo-1749532125405-70950966b0e5?w=1600&q=80&auto=format&fit=crop');
  --img-restaurant:      url('https://images.unsplash.com/photo-1534040385115-33dcb3acba5b?w=1200&q=80&auto=format&fit=crop');
  --img-market-stall:    url('https://images.unsplash.com/photo-1533900298318-6b8da08a523e?w=1600&q=80&auto=format&fit=crop');
  /* No photo yet — off-white placeholder with an X across. Swap when you have one. */
  --img-mobile-services: url("data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='1600'%20height='1000'%3E%3Crect%20width='100%25'%20height='100%25'%20fill='%23ECEFE8'/%3E%3Cg%20stroke='%23C6D4BC'%20stroke-width='3'%3E%3Cline%20x1='0'%20y1='0'%20x2='1600'%20y2='1000'/%3E%3Cline%20x1='1600'%20y1='0'%20x2='0'%20y2='1000'/%3E%3C/g%3E%3Ctext%20x='800'%20y='512'%20font-family='sans-serif'%20font-size='40'%20fill='%238A9A8E'%20text-anchor='middle'%3EImage%20coming%3C/text%3E%3C/svg%3E");
  --img-food-truck:      url('https://images.unsplash.com/photo-1626186241349-5d5f44407f55?w=1600&q=80&auto=format&fit=crop');
  --img-festival:        url('https://plus.unsplash.com/premium_photo-1683141398969-4ce2f7ec9c78?w=1600&q=80&auto=format&fit=crop');
  --img-reviews:         url('https://plus.unsplash.com/premium_photo-1681293215038-2717d2b84c0d?w=1200&q=70&auto=format&fit=crop');
  --img-cta:             url('https://plus.unsplash.com/premium_photo-1664301415131-cf3de36c1e83?w=2000&q=80&auto=format&fit=crop');
}

/* ---------- Photo hero (home + reviews) ---------- */
.hero.photo {
  position: relative;
  background-image: var(--img-hero);
  background-size: cover;
  background-position: center;
  color: #fff;
}
.hero.photo::before {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(100deg, rgba(20,34,30,0.90) 0%, rgba(20,34,30,0.70) 42%, rgba(20,34,30,0.30) 100%);
}
.hero.photo .container { position: relative; z-index: 1; }
.hero.photo .h-display,
.hero.photo .hero-copy { color: #fff; }
.hero.photo .lead { color: rgba(255,255,255,0.9); }
.hero.photo .hero-trust { color: rgba(255,255,255,0.85); }
.hero.photo .tick { color: var(--leaf); }
.hero.photo .pill { background: rgba(255,255,255,0.16); color: #fff; }
.hero.photo .pill .dot { background: var(--leaf); }
.hero.photo .btn.secondary {
  background: rgba(255,255,255,0.14); color: #fff; border-color: rgba(255,255,255,0.45);
}
.hero.photo .btn.secondary:hover { background: rgba(255,255,255,0.24); }

/* ---------- Gradient case cards (home "who it's for") ---------- */
.case-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.case-card {
  position: relative; overflow: hidden; border-radius: var(--radius-card);
  min-height: 300px; display: flex; align-items: flex-end;
  background-color: var(--forest); background-size: cover; background-position: center;
  box-shadow: var(--shadow-card); transition: transform 140ms ease, box-shadow 140ms ease;
}
.case-card::before {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(38,64,58,0) 20%, rgba(38,64,58,0.55) 55%, rgba(38,64,58,0.94) 100%);
}
.case-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-pop); }
.case-card .cc-ic {
  position: absolute; top: 18px; left: 18px; z-index: 1;
  width: 46px; height: 46px; border-radius: 13px; font-size: 23px;
  background: rgba(255,255,255,0.18); backdrop-filter: blur(4px);
  display: grid; place-items: center;
}
.case-card .cc-body { position: relative; z-index: 1; padding: 24px; color: #fff; }
.case-card .cc-body h3 { color: #fff; font-size: 19px; }
.case-card .cc-body .hook { color: rgba(255,255,255,0.86); font-size: 14.5px; margin-top: 7px; }
.case-card .cc-body .more { display: inline-flex; align-items: center; gap: 5px; color: #fff; font-weight: 600; font-size: 14px; margin-top: 14px; }
.case-card.plain {
  background: var(--forest-tint); align-items: center; justify-content: center; text-align: center;
}
.case-card.plain::before { display: none; }
.case-card.plain .cc-body { color: var(--forest-ink); }
.case-card.plain .cc-body h3 { color: var(--forest-ink); }
.case-card.plain .cc-body .more { color: var(--leaf-ink); justify-content: center; }

/* ---------- Case-study photo hero ---------- */
.case-hero {
  position: relative; padding: 100px 0 104px;
  background-color: var(--forest); background-size: cover; background-position: center; color: #fff;
}
.case-hero::before {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(100deg, rgba(20,34,30,0.90) 0%, rgba(20,34,30,0.66) 55%, rgba(20,34,30,0.34) 100%);
}
.case-hero .container { position: relative; z-index: 1; }
.case-hero .case-hero-inner { max-width: 620px; }
.case-hero .eyebrow { color: #DCEBD1; }
.case-hero .h1 { color: #fff; }
.case-hero .lead { color: rgba(255,255,255,0.9); }

/* ---------- CTA band with photo ---------- */
.cta-band.photo { position: relative; background-size: cover; background-position: center; }
.cta-band.photo::before { content: ""; position: absolute; inset: 0; background: rgba(38,64,58,0.86); }
.cta-band.photo .container-narrow { position: relative; z-index: 1; }

/* ---------- Feature image block (reviews / case pages) ---------- */
.feature-img {
  border-radius: var(--radius-card); min-height: 320px;
  background-color: var(--forest-tint); background-size: cover; background-position: center;
  box-shadow: var(--shadow-card);
}

/* ---------- Monzo-style immersive hero (home + use-case pages) ---------- */
/* Full-bleed: stretches to the screen edges with a 20px gutter each side. */
.uc-hero-wrap { padding: 24px 20px 8px; }
.uc-hero {
  position: relative; overflow: hidden;
  border-radius: 24px; min-height: 560px;
  display: flex; align-items: center;
  background-color: var(--forest); background-size: cover; background-position: center;
  color: #fff; box-shadow: var(--shadow-card);
}
.uc-hero::before {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(90deg, rgba(20,34,30,0.92) 0%, rgba(20,34,30,0.74) 40%, rgba(20,34,30,0.36) 74%, rgba(20,34,30,0.22) 100%);
}
.uc-hero-inner { position: relative; z-index: 1; padding: 56px clamp(28px, 5vw, 72px); max-width: 640px; }
.uc-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,0.16); color: #fff;
  font-size: 13px; font-weight: 500; padding: 6px 14px; border-radius: var(--radius-pill); margin-bottom: 20px;
}
.uc-eyebrow .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--leaf); }
.uc-hero .h-display { color: #fff; }
.uc-hero .lead { color: rgba(255,255,255,0.9); margin-top: 16px; }
.uc-cta { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.uc-hero .btn.secondary {
  background: rgba(255,255,255,0.14); color: #fff; border-color: rgba(255,255,255,0.45);
}
.uc-hero .btn.secondary:hover { background: rgba(255,255,255,0.24); }
.uc-hero .hero-trust { color: rgba(255,255,255,0.85); margin-top: 24px; }
.uc-hero .hero-trust .tick { color: var(--leaf); }

/* Smaller phone in the reviews hero column */
.hero .mock-phone { width: 272px; padding: 12px 16px 20px; }
.hero .mock-amount { font-size: 32px; }

/* ---------- Interactive payment demo (who pays the fee) ---------- */
.demo { display: grid; grid-template-columns: 1fr 340px; gap: 44px; align-items: center; }
.demo-controls { max-width: 470px; }
.fee-seg {
  display: inline-flex; padding: 4px; gap: 4px; flex-wrap: wrap;
  background: var(--forest-tint); border-radius: var(--radius-pill); margin: 10px 0 18px;
}
.fee-seg button {
  padding: 9px 18px; border: none; background: transparent; border-radius: var(--radius-pill);
  font-family: inherit; font-size: 14px; font-weight: 500; color: var(--text-secondary);
  cursor: pointer; transition: all 120ms ease;
}
.fee-seg button.active { background: var(--surface); color: var(--text); box-shadow: var(--shadow-card); }
.fee-split-row { margin: 2px 0 18px; }
.fee-split-row[hidden] { display: none; }
.fee-split-row label { font-size: 14px; color: var(--text-secondary); display: block; margin-bottom: 10px; }
.fee-split-row b { color: var(--leaf-ink); }
.fee-split-range { width: 100%; accent-color: var(--leaf-strong); height: 6px; cursor: pointer; }
.demo-summary {
  border: 1px solid var(--border); border-radius: var(--radius-card);
  padding: 4px 18px; background: var(--surface); box-shadow: var(--shadow-card);
}
.ds-line { display: flex; justify-content: space-between; padding: 12px 0; border-bottom: 1px solid var(--border); font-size: 15px; }
.ds-line span:first-child { color: var(--text-secondary); }
.ds-line span:last-child { font-weight: 500; font-variant-numeric: tabular-nums; }
.ds-receive { display: flex; justify-content: space-between; align-items: center; padding: 14px 0 12px; }
.ds-receive span:first-child { font-weight: 500; color: var(--leaf-ink); }
.ds-receive-val { font-size: 24px; font-weight: 600; color: var(--leaf-ink); font-variant-numeric: tabular-nums; }
.demo-phone { justify-self: center; }
.mock-paylabel { text-align: center; font-size: 11px; color: var(--text-muted); text-transform: uppercase; letter-spacing: .06em; font-weight: 500; margin-top: 8px; }
.mock-amount.ds-customer { margin-top: 2px; }

@media (max-width: 760px) {
  .case-cards { grid-template-columns: 1fr; }
  .case-hero { padding: 72px 0 76px; }
  .uc-hero { min-height: 460px; }
  .uc-hero-inner { padding: 34px 26px; }
  .demo { grid-template-columns: 1fr; gap: 28px; }
  .demo-phone { order: -1; }
}